a FALLing out.
- mydollarsandsense
- Sep 22, 2017
- 2 min read
doce
a FALLing out.
September 2017
Debt Check – 65%
Hey Ya'll!
I have news. BIG news. Like REALLY BIG NEWS.....
......
....
...
Today is the first day of FALL!!! ::sigh:: Well that's actually not the only BIG news I have either.
As of August 2, 2017 at 12:45am, I PAID OFF ALL OF MY UNDERGRADUATE STUDENT LOANS!!!!
That's right, I'm DONE with you UMD! American.... you're next! In fact, I had 4 loans with American (one for each semester). Today I only have 3 left. So I would say I am moving very quickly with getting this thing done.
But I must say, honestly, I'm running out of steam on this thing. I really am. I know I'm so close but I want to travel again. I want to go out again. I want to eat super fancy dinner meals and chalk it up to "A girl's gotta eat, right?". However, all these things cost money... and when you are trying to pay debt off, you can't live lavishly like you're used to. I mean back in like 2014, 2015, I was traveling ALL over the place. I went to an obscene number of concerts. OBSCENE. And now I can barely allow myself to buy a nice dinner (read: a meal from Sardi's).
So this post is nothing more that a status check in. Because I'm not defeated, however I'm hella weary.
I'm OBSESSED with finishing this thing, yet I'm so close to E, that I'm second guessing everything I'm doing. Right now, I feel the exact same way I felt when I was studying for the last CPA exam. I had just finished 3 of the tests and I was on E. I couldn't bear to open another textbook. And right now, I can't bear to look at another monthly budget, not while it's screaming "YOU AIN'T GOT NO MONEY HONEY!" I long for the second month after this thing is all done when I have a Benjamin or two (read: Ya'll don't need to know how much I make LOL) that's just "frolick on a beach somewhere money".
So let's get with the status check in details:
My debt as of 9/22/17:
Student Loans: ~13,250
Down from ~37,000
Car: ~7,750
Down from ~13,250
Credit Cards: ~325 (I KNOW I KNOW... I was supposed to cut this thing up.)
Down from ~5,000
The needle is moving. Slowly but surely it is moving.
I'm also going to *try* and post more often the closer I get to finishing this thing.
Byeeeeeeeeeeeeee!
Teonna